Free budget planner and calculator

Simply start by adding your income and expenses in the Income and Expense tabs. You can add them at the following frequencies: daily, weekly, biweekly, monthly, quarterly, and yearly. Once you have added your details, set your savings goal and view how long it will take you to reach your goals.

Use the Reports tab to view your categorized savings, deficit, and expense breakdown. You can view your spending and saving daily, weekly, bi-weekly, monthly, quarterly, and yearly. For example, if you want to view your monthly savings, you can select Monthly from the frequency selector .

Yes, you absolutely can! Our enhanced Savings Calculator allows you to set a savings goal, and it will calculate the estimated time required to reach that goal. Whether you're planning for retirement, aiming for financial freedom, or working towards any financial milestone, our calculator simplifies the process, providing you with a clear timeframe for achieving your goals.

Yes, you can. You can choose existing My Budget App budget templates or you can use your existing budgets as a template to create a new budget. This streamlines the process, saving you time and effort in budget planning.

For example, during sign up you can select one of the existing budget templates to set up the blueprint for your first budget. These budget templates include common income, expense, and expense groups as a starting point. For example, salary, transport, groceries, health insurance and living expenses.

There are three main reports. The Top 5 Expenses report displays the highest spending categories. The Budget Summary provides an overview of your budget's income, expenses, and savings. Lastly, the Full Expense Breakdown report offers a detailed breakdown of all your expenses, categorized for better understanding.

Yes! Create a free My Budget App account to easily access and modify your budget anytime from any device.

Yes! You can create multiple budgets from a single free account.

This feature is useful for future budget planning and creating budget templates. Our savings planner enables you to quickly copy a budget to make changes for different purposes. For example, a budget for projects in different scenarios like investments, kid's school and child care fees, student loans or an overseas holiday!

Yes! You can set custom currencies for each budget. If your desired currency is not listed in the currency dropdown field, you can contact us, and we will add it.

Yes! You can invite your partner or financial advisor to access your budget by entering their email address in the form provided in the budget edit form. You can view the budget edit form by clicking on the Manage Budgets menu when you are logged in. If you prefer, you can also manually add a custom entry for their income and create additional expense categories.

Click on Manage Budgets > Shared with me in the menu to view any budgets that have been shared with you.

No. Our app is primarily a high-level budget planner and calculator that doesn't require a direct connection to your bank.

Yes! You can download your budget in CSV format by clicking the Download icon. The downloaded file can be opened in spreadsheet applications like Microsoft Excel and Google Sheets. Additionally, you can download the report charts as PNG files by hovering your mouse over the diagram and clicking the download icon.

It is recommended to update your budget regularly, preferably on a monthly basis. Doing so can ensure that your income, expenses, and savings are accurately reflected. Regular updates also help you stay on top of your financial situation and make informed decisions.

You can permanently delete your account and all associated data by clicking on the Delete My Account button on the My Profile page. It is important to note that deleting your account and all associated data is a permanent action and cannot be undone. Therefore, before you delete your account, it is a good idea to download your budget as a CSV file.

The smiley icons show your savings progress based on recommendations from personal finance advisors, books, and the popular 50/30/20 budgeting rule. If you are saving over 20% of your income, the icon will wink. The icon will smile if you are on track to meet your savings goal, but it will appear sad if you are falling short. Seeing the sad icon indicates that you should consider reducing expenses or finding ways to increase your income.